In 1996 we recognised that a new type of insurance company was needed for the Caribbean. With a strong panel of experienced investors, we founded Island Heritage in Grand Cayman.

From the outset, our focus was on the particular needs of the region's property owners. With our range of specialist products and services and comprehensive reinsurance programme, Island Heritage became one of the Caribbean's strongest capitalised insurance companies.

Island Heritage is the first company in the Caribbean to exclusively target the property insurance market. We insure private homes, condominiums and office buildings from our headquarters in the Cayman Islands and via our licensed agents in Anguilla, Antigua, Bahamas, Barbados, British Virgin Is, Curaçao, Dominica, Grenada, Jamaica, St Kitts, St Lucia, St Maarten, St Vincent, Turks & Caicos Is and the US Virgin Is.

Island Heritage achieves a significant spread of risk by insuring properties in several islands. This spread provides a stabilizing impact on the pricing and coverage available in the areas of the Caribbean in which we operate.

Living in the Caribbean, we understand the problems facing owners of residential and commercial property. Hurricanes are the leading cause for concern but whether your property is directly exposed to hurricanes or not, it is reassuring to know that our Island Heritage Home and Business policies provide the essential protection and depth of cover. We can offer you reduced premiums as an incentive to install hurricane shutters, burglar and fire alarms to better protect your home or business. We will also provide quotations with a selection of deductible options.

Choose Island Heritage and you'll find a level of care and attention from the inception of the policy, through and beyond any claim that may arise. For us, the relationship does not end once a claim is settled; we are here to protect you, the policyholder, in good times and bad.

So call us or contact one of our professional agents/brokers on your island and make your home an Island Heritage home.